Blog

Opus Wealth Management Group with $350 Million in Assets Under Management Joins Level Four Advisory

Chicago, IL – April 7, 2020 – Level Four Advisory Services (Level Four), an SEC-registered investment adviser, welcomes the newest members to their network, Opus Wealth Management Group. Their group of professional Wealth...

CARES Act Provides Relief to Individuals and Businesses

On Friday, March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law. This $2 trillion emergency relief package is intended to assist individuals and businesses during the ongoing coronavirus...

CARES Act Retirement Account Provisions

On March 27, 2020 the Coronavirus Aid, Relief and Economic Security Act (CARES) “the Act” was signed into law. This is a wide sweeping piece of legislation with complex economic stimulus and tax provisions. The following...

The Coronavirus Aid, Relief and Economic Security (“CARES”) Act

Highlights of Key Provisions On March 27, 2020, the United States Senate passed the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”). The Cares Act was signed into law by the president after being passed by...

Due Date for Federal Income Tax Returns and Payments Postponed to July 15

Due to the coronavirus pandemic, the due date for filing federal income tax returns and making tax payments has been postponed by the IRS from Wednesday, April 15, 2020, to Wednesday, July 15, 2020. No interest, penalties, or additions...

Federal Student Loan Borrowers Get Some Relief Due to COVID-19

On March 20, 2020, the Department of Education announced terms for student loan relief for tens of millions of borrowers in response to COVID-19.1 Here are answers tosome questions about the new rules. For more information and to...

COVID-19 Updates and Resources Available Now

Clients and Friends, To start, we hope that you and your family are healthy and doing well. These are challenging and unpredictable times for us all. The safety and health of our partners, staff, clients, families, and the communities...

Navigating New Rules for Your Retirement Account

What You Need to Know About the SECURE Act The SECURE Act became law on December 20, 2019 and includes several areas of change within its thirty provisions that impact retirement accounts, such as Individual Retirement Accounts (IRAs)...

Level Four Advisory Services named to 2019 Financial Times 300 Top RIA

LEVEL FOUR® ADVISORY SERVICES NAMED TO 2019FINANCIAL TIMES 300 TOP REGISTERED INVESTMENT ADVISERS PLANO, TX – June 27, 2019 – Level Four® Advisory Services is pleased to announce it has been named to the 2019...

Fiduciary Codes - 3(16) / 3(21) / 3(38)

What do all these numbers mean for me as the plan sponsor? 3(16), 3(21), and 3(38) refer to sections of the Employee Retirement Income Security Act (ERISA). ERISA is the law that describes the rules and regulations that come with the...

Retirement Readiness Trends

What do I as a sponsor need to consider with regards to retirement readiness? How can I improve my employee’s readiness and is it important? How does this help the company? We believe more employers are viewing “retirement...

Effective Plan Design Trends & Changes

Are there strategies that could improve participation and savings numbers? What are the trends with regards to plan design? A trend that has been gaining momentum in plan design is using auto features, such as auto-enrollment and...

Health Savings Accounts (HSA’s)

How are they helpful, what are employers asking for, how to implement, helpful for participants/sponsors? HSA’s or Health Savings Accounts are a tool that allows employees to save money on a pre-tax basis for health care expenses...

4 Steps to Protect Your Investments from Market Drops

The questions we receive most often relate to concerns about retirement readiness and whether our clients investments are performing in line with their goals and if they’re protected from volatility. Over the years, the stock and...

Maintain your (cash) balance

Cash balance plans have been growing in popularity in recent years – especially among small employers. But for 2018 we are seeing an even higher number of requests for cash balance plans. This due, in large part, to the Section...

HLG WEALTH MANAGEMENT JOINS LEVEL FOUR® ADVISORY SERVICES.

HOUSTON, TX – [9/4/2018] – Hill, Long & Company, P.C. (Hill & Long) has merged with Level Four® Advisory Services parent company, top 20 CPA and advisory firm Carr, Riggs & Ingram, LLC. In addition, Level Four has...

Personal Financial Website Overview

Identifying the value of your business

How much is your business worth today? Do you know your “multiple”? Country clubs, barbershops, and coffee shops are full of conversations from owners who have scaled back and what they received for their business. Many...

Manage your value.

Typically, most business owners’ wealth is in their business. Because of this, it is important to consider the value of a business when planning for maintaining the owner’s lifestyle and funding their life after business....

The State of Owner Readiness

All business owners have at least two things in common: they start businesses and they exit businesses. While most owners know this and, at least mentally, intend to scale back or exit their business within 10 years, the majority have...

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Protect Your Most Valuable Resource

Most employers would say that the most important part of their business is their employees. Recruiting the right people continues to be a challenge but, increasingly, engagement and retention have moved to the top of the list of...

Social Security: Maximizing Benefits

Most understand that waiting to claim Social Security benefits can result in higher monthly payments.

Six Most Overlooked Tax Deductions

Who among us wants to pay the IRS more taxes than we have to?